Last updated: August 20, 2026
These Terms of Use govern your access to and use of CuriosityTools and its website, calculators, analyses, information, content, and related services.
By accessing or using CuriosityTools, you agree to these Terms.
If you do not agree with these Terms, please do not use the service.
1. Purpose of CuriosityTools
CuriosityTools provides educational and informational calculators, tools, analyses, explanations, and related content designed to help users explore financial, mathematical, and everyday questions.
CuriosityTools does not provide individualized investment, financial, legal, tax, accounting, or other professional advice and does not act as an investment adviser, broker, financial planner, accountant, tax adviser, attorney, lender, or other professional service provider.
2. No Investment Advice
Nothing available through CuriosityTools constitutes a recommendation to buy, sell, hold, or otherwise transact in any security or financial instrument.
Users are responsible for conducting their own research and obtaining professional advice when appropriate.
Please review our Financial Disclaimer for additional information.
3. Accuracy and Availability
We attempt to provide useful and reliable information, but we do not guarantee that information provided through CuriosityTools will always be accurate, complete, current, uninterrupted, or error-free.
Financial information may originate from third-party or public sources and may contain delays, errors, omissions, restatements, or inconsistencies.
CuriosityTools may also be temporarily unavailable because of maintenance, technical problems, third-party service interruptions, or other circumstances.
4. Valuation Models
Valuation calculations are based on mathematical models and assumptions.
Results may vary substantially when assumptions change.
CuriosityTools does not represent that a calculated fair value reflects the price at which a security should trade or the price at which it will trade in the future.
5. Calculator Results and Estimates
CuriosityTools provides calculators for educational and informational purposes. Calculator results are based on the information entered by users, mathematical formulas, and assumptions applicable to each tool.
Results are estimates and may differ from actual outcomes. Loan payments, mortgage costs, interest charges, investment growth, taxes, fees, rates, and other amounts may vary because of rounding, changing rates, lender terms, taxes, insurance, fees, market conditions, or other factors not included in a particular calculator.
Users should independently verify important calculations before relying on them for financial, business, legal, tax, or other significant decisions.
6. User Responsibility
You are responsible for how you interpret and use information obtained through CuriosityTools.
You agree not to rely on CuriosityTools as the sole basis for an investment or other financial decision.
7. Acceptable Use
You may use CuriosityTools for lawful personal, educational, and informational purposes.
You may not knowingly:
- interfere with or disrupt the operation or security of the service;
- attempt to gain unauthorized access to systems or data;
- use automated methods to place unreasonable loads on the service;
- circumvent technical restrictions or security measures;
- copy, reproduce, republish, or commercially exploit substantial portions of proprietary CuriosityTools content without authorization; or
- use CuriosityTools for unlawful or fraudulent purposes.
8. Intellectual Property
Except for information originating from public or third-party sources, the CuriosityTools name, branding, interface, original explanations, software, presentation, and other proprietary materials may be protected by intellectual-property laws.
Nothing in these Terms transfers ownership of CuriosityTools intellectual property to users.
9. Third-Party Information and Services
CuriosityTools may rely upon, reference, or link to information and services provided by third parties.
We do not control all third-party information or services and are not responsible for their continued availability, accuracy, policies, or practices.
10. Limitation of Liability
To the fullest extent permitted by applicable law, CuriosityTools and its operator, Brightpath Media LLC, will not be liable for investment losses, trading losses, lost profits, lost opportunities, data loss, or other indirect, incidental, special, consequential, or similar damages arising from or related to the use of—or inability to use—CuriosityTools.
Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
11. Changes to the Service
We may modify, suspend, restrict, discontinue, or update any portion of CuriosityTools at any time.
Features, methodologies, data sources, calculations, supported companies, and other aspects of the service may change as CuriosityTools develops.
12. Changes to These Terms
We may revise these Terms from time to time.
When material changes are made, the “Last updated” date on this page may be revised.
Continued use of CuriosityTools following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.
13. Privacy
Use of CuriosityTools is also subject to our Privacy Policy.
14. Governing Law
These Terms are governed by applicable law, subject to any rights or protections that cannot legally be waived or limited.
15. Contact
Questions concerning these Terms or CuriosityTools may be submitted through our Contact page or by email at admin@brightpathmediallc.com.